Monday, September 26, 2011

TRAI restriction on 100 SMS a day

Notwithstanding opposition from telecom operators, the Telecom Regulatory Authority of India (TRAI) has made it clear that it is not going to withdraw its move to restrict SMS to 100 per day per SIM for all subscribers. The restriction on SMS, however, will not be applicable on festival days such as Diwali and Eid.



"In order to curb the menace of pesky calls and messages, as of now, this (limit of hundred SMS per day per SIM) will be applicable to all users. If in future some problem arises, we will see the things," reports quote a Trai source as saying.
 
The cap on SMS is scheduled to come into effect from September 27, 2011.

The TRAI has come under fire from all corners for its move to restrict the number of SMS. The Cellular Operators Association of India (COAI) recently called upon the telecom regulator to reconsider its decision. The COAI said that such restrictions could challenge the “fundamental rights” of a subscriber.
 
Young population of India aggressively uses SMSes as their mode of communication as this really cheap. There are various SMS packages which these youth subscribe to for getting attractive rates for SMS.  

This decision will also effect various companies which uses SMS as their mode of advertising and thus make money. Their whole business model is based on sending bulk SMS to subscribers. These companies are not creating any dissatisfaction as SMS are sent only to those who subscribe to their services and these companies sometimes pay money to these subscribers also.
 
Earlier, the TRAI announced Per Day Per Sim (PDPS) rule under which telecom service providers were asked to withdraw their SMS service packs that allow customers to send over 100 SMS per day. The body then said that the move would help prevent telemarketers from bombarding subscribers with spam calls and SMS.

What are you views on this new decision by TRAI. SHare your comments on this platform and raise your voice.



Wednesday, September 21, 2011

SBI - State Bank Of India - How to make Online FD (Fixed Deposit)

State Bank of India has this feature of making online Fixed Deposit, however based on my expereince it isnot as efficient as other banks like HSBC. It seems it depnds on which branch you are opening this FD and how efficient that branch is. They have tried to make it quite simple. Firstly, you need to have 'transactions enabled' in your SBI account. Sometimes, when we get online access, it just  gives us access to view mode, so we need to make sure that we have 'transactions enabled' for our account which is just a one time affair.
Now follow these steps:
Step 1. Login to SBI account using your SBI account login Id and Password.
Step 2. Click on requests tab at top
Step 3. Choose the option of Term Deposit (Fixed Deposit). Then click on Submit.
Step 4. Enter your desired information including amount and duration of FD.

Thats All. Now as per the instructions which I understood, you request will be there with the  branch and someone from branch will open this FD for you. That is what I have expereinced and in my case no one from that branch responded on this. So My request shows ' Request Logged' as the status but neither the money is deducted from my account nor I see the new FD accoint in my Accounts Summary which should have been done. Many people see their FD account in Account Summary after follwoing these steps. To my surprise, some people saw their FD account right after filling these details as if this was done electrnically and no manual interbention was required which is something opposite to message that I received.
Please comment on this post with your experience while opening your FD account with SBI.


Wednesday, September 14, 2011

Save Money and Cash Online

I started making online money just few months back and I am amazed to see how I am making this money. Obviously, I am not becoming rich by this, but yes, I am making enough to pay some of my bills. I started doing this by filling surveys which everyone knows, but I found that somewhat boring. I still do surveys, but only selected ones. Other ways are where you get some credits for spinning wheel which is exciting too! There are several other ways and I will post some of the ways I use to make this money.
One common thing in all the sites which I will tell in this post is that all these ways are free and need no investment at all. I personally suggest not to invest even a single cent in this process.
Earning cash online needs hard work and consistency. If you are really all set to put enough time into it, there are several ways you can use the internet to make extra money. Whatever ways I mention here are only those from which I have received money myself and so can in details on any of these sites based on my experience.

Get cash back on most online shopping : This site gives you cashback when you make purchase using links in this site. For example, go to walmart, target, apple or any other online store website from this site and rest all is simple, just do the shopping you normally do. Too easy!

Get Paid to Surf : You can make easy money y just clicking on some emails that you receive in your inbox and filling some surveys. There are lots of other ways in this website that you can use but I use just emails and surveys. Good thing is that this site sends some emails almost daily so you will definitely make money from this.

Guaranteed Money on Daily basis:  This is a good site where you get money for completing surveys. Good part is that they have some offers like some links to click which you can use once per day and these are just few seconds long. Though these daily guaranteed activities gives small amount, they help you keep the numbers moving. And you can easily complete other activities whenever you have some time to earn bigger amounts.

Earn Money on Hourly basis: Start getting paid to surf using the Surf Junky browser. You can get up to $.75 per hour with regular activity and can earn for 3 levels of referrals! Your statistics are updated in real time and you get paid every month!
Remark: Really works.Open their site and login in one window. You do surfing as normal. They pay upto $0.75 /Hour. You cam recommend your friends & relatives and earn 5% & 1% of their earnings. Once you earned $25,it can be transferred to your Paypal account, storm pay account or by DD or cheque.
When I go online, first I will login to their site and browse as usual. This is one of the best such site I have ever used.

I will keep adding other ways to this post. There are other ways where I don't have any link but can send email to your email ids. If you are really interested in knowing some more ways (just a few, might be 5 approx), please let me know by posting on this blog.

Also, Please comment on this log if you have any expereince to share with all of us of how you made(or did not make) money online.


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